Banana Split Fluff (Salad)

This Banana Split Fluff is a fun fluff (salad) version of the Banana Split Cake with crushed pineapple, maraschino cherries, bananas, cream cheese, and more. It's a perfect treat to serve at get-togethers and parties!

bowl of banana split fluff on a red linen with bananas and cherries behind it


A delicious, creamy dessert, Banana Split Fluff combines all your favorite flavors from the classic ice cream treat we all know and love. Plus, no ice cream is needed!

This tasty mixture is made from cream cheese and sugar as the base and then blended with cherries, pineapple, and bananas. A drizzle of chocolate and crushed nuts at the end provides over-the-top nostalgia

Ingredients for Banana Split Fluff

  • Cream Cheese - Be sure to compare the ingredients on your box of choice with the ingredients in a national brand. Generics sometimes, but not always, have added fillers that change the end result of the recipe.
  • Granulated Sugar - White table sugar.
  • Maraschino Cherry Juice - Drain off some of the juice and keep it for the recipe. Discard the remaining juice.
  • Maraschino Cherries - These cherries are jarred and are a bright colorful red.
  • Crushed Pineapple -This comes in a can. Drain off the excess liquid.
  • Bananas - Sliced and dipped in lemon juice to prevent browning.
  • Whipped Topping - This usually comes frozen from the store so make sure to thaw it in the refrigerator to use in this recipe.
  • Chopped Peanuts or Pecans - Best if toasted to bring out the flavors.
  • Chocolate Syrup - Optional. You could also use caramel syrup or strawberry syrup depending on how you remember your banana split.

How to Make Banana Split Fluff

collage showing step by step adding ingredients into a glass bowl to make the fluff salad

First, smooth out your room temperature cream cheese with a hand mixer to prepare it for mixing easily with the other ingredients. Just beat it for a couple of minutes. Add the sugar and juice and beat it again to thoroughly and evenly sweeten the cream cheese.

Slice the maraschino cherries in half. Slice the bananas and coat them in lemon juice. Drain the crushed pineapple really, really well to prevent excess liquid in your dessert. Mix in the cherries and crushed pineapple. Fold in the banana slices and whipped topping using a spatula.

Refrigerate for at least one hour before serving so that the flavors have time to meld and the dessert has time to firm up a bit. Scoop and serve Banana Split Fluff with a drizzle of chocolate syrup and crushed nuts on top.

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bowl of creamy fluff salad on red linen

Tips for Best Results

You could use a chocolate magic shell, the chocolate that hardens on contact with something cold, for a fun twist for the topping.

Toast your peanuts or pecans for about fifteen minutes at 325 degrees F to bring out the nutty flavor more fully before crushing them to put on banana split fluff.

Set out your cream cheese ahead of time to get it fully at room temperature before you begin mixing the dessert. Also, make sure to thoroughly thaw the whipped topping. You can do this over the course of several days in the refrigerator or several hours on the counter.

It takes longer than you might think to thaw even at room temperature so be prepared for that. If you've ever had to wait for the Cool Whip to thaw for your pumpkin pie at Thanksgiving, you know what I'm talking about!

How to Store Fluff

Cover the fluff with plastic wrap or in an airtight container and store it in the refrigerator for up to 3 days.

Banana Split Fluff is best eaten the day it's made because of the bananas browning and the fruit creating additional liquid making the fluff runnier.

showing the toppings on the fluff salad with a jar of cherries behind it

Frequently Asked Questions

Do Maraschino Cherries contain alcohol?

No. Contrary to popular belief, these jarred, bright red cherries do not contain alcohol. You can certainly add alcohol, and you may even be able to buy alcoholic versions, but the traditional and common jars do not contain alcohol.

What are the traditional banana split toppings?

Crushed pineapple and chocolate syrup are two traditional toppings for a banana split the way we used to get them at the ice cream shop. You can change up the syrup for any flavor combination you like.

Can I make Banana Split Fluff dairy-free?

Yes. Just use a non-dairy cream cheese substitute with non-dairy whipped topping and the recipe will work perfectly. If the non-dairy cream cheese substitute is too thick, add a little extra whipped topping.

white bowl of dessert salad on a red fabric with bananas and cherries behind it on a white surface

More Great Fluffy Recipes

Homemade Marshmallow Fluff

Little Debbie Strawberry Shortcake Dip

Fluffy Yellow Cake

square image showing a close up of the fluff salad with peanuts, chocolate syrup, and a cherry on top on a red fabric

Banana Split Fluff

This Banana Split Fluff is a fun fluff (salad) version of the Banana Split Cake with crushed pineapple, maraschino cherries, bananas, cream cheese and much more.
5 from 2 votes
Prep Time 20 minutes
Cook Time 0 minutes
Chill Time 1 hour
Total Time 1 hour 20 minutes
Course Dessert, Side Dish
Cuisine American
Servings 10 servings
Calories 361 kcal


  • 8 ounces cream cheese room temperature
  • ¾ cup granulated sugar
  • 2 tablespoons maraschino cherry juice
  • 16 ounces maraschino cherries drained and halved
  • 20 ounces crushed pineapple well drained
  • 2 large bananas sliced
  • 8 ounces whipped topping thawed
  • ½ cup chopped peanuts or pecans
  • chocolate syrup for topping


  • In a large mixing bowl, add in the cream cheese. Beat with a hand mixer on medium speed until smooth. Scrape down the sides of the bowl.
  • Add in the granulated sugar and maraschino cherry juice. Beat until creamy and combined.
  • Add in the maraschino cherry halves and drained crushed pineapple. Mix until evenly distributed.
  • Sprinkle the banana slices with fruit fresh or lemon juice to help prevent them from browning in the fluff.
  • Add the banana slices and whipped topping to the cream cheese mixture. Fold in using a spatula until thoroughly combined.
  • Cover the bowl with plastic wrap and let chill in the refrigerator for 1 hour.
  • Scoop and serve with chopped nuts and a drizzle of chocolate syrup.
  • Store covered in the refrigerator.


Calories: 361kcalCarbohydrates: 56gProtein: 5gFat: 15gSaturated Fat: 8gPolyunsaturated Fat: 2gMonounsaturated Fat: 4gCholesterol: 23mgSodium: 92mgPotassium: 277mgFiber: 3gSugar: 50gVitamin A: 385IUVitamin C: 7mgCalcium: 81mgIron: 1mg

(Nutrition facts are an estimate and not guaranteed to be accurate. Please see a registered dietitian for special diet advice.)

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